Your One-Stop Resource for Home Loans, Plus Specialized Programs for Investors, DSCR, Land Loans, Fix N Flip, Ground Up Construction, HELOCs & HELOANs, and more!

Susan Chagalian  NMLS# 1011185  (805) 598-0458  Susan@Barrettfinancial.com

Call or email to learn more about the details or to discuss your specific scenario.

About Us

With over 30 years of experience in the mortgage and real estate industries, I am proud to bring a wealth of knowledge and dedication to helping clients achieve their homeownership and investment goals. At Barrett Financial Group, LLC, we understand that every client’s financial situation is unique, and we are committed to offering a diverse array of loan programs tailored to meet individual needs.

From Conventional, FHA, VA, and Jumbo for primary home purchases to Bank Statement loans, DSCR, Construction, Long Term and Mid Term loan programs, and other Investor-Focused financing, we provide solutions for a wide range of clients. Whether you’re a first-time homebuyer or a seasoned investor, our goal is to make the loan process as seamless and efficient as possible.

Our experienced support staff plays a key role in ensuring smooth transactions and quick closings. We leverage the latest technology and tools to streamline the loan process, keeping our clients informed and empowered at every stage.

At Barrett Financial Group, LLC, we believe that securing financing should be a stress-free experience. Our mission is to provide exceptional service, comprehensive loan options, and expert guidance to help our clients turn their real estate dreams into reality.

Products

Explore Your Home Loan Options Today! Whether you’re buying your first home, refinancing, or investing, we offer a wide range of loan programs to fit your needs – from zero down payment options and closing cost assistance to FHA, VA, conventional, and jumbo loans. I’m here to guide you every step of the way. Let’s discuss the best loan solutions for you!         

   Contact me, Susan Chagalian, at      (805) 598-0458.   

I look forward to helping you achieve your homeownership goals!

Conventional, FHA, Jumbo, and more!

Owning a home is more attainable than ever with loan programs that offer zero down payment and closing cost assistance. Whether you’re a first-time buyer or looking to upgrade, these opportunities can help you move into your dream home with less out-of-pocket expense. We offer a wide range of financing options to fit your needs, including:  FHA Loans – Flexible credit requirements and low down payments  VA Loans – for eligible veterans and active-duty service members.  Conventional Loans.  Jumbo Loans – Financing for high-value homes beyond standard loan limits

Investor and DSCR loans!

Are you an investor buying a new property for your portfolio? Or maybe just starting to invest? Learn more about loan programs specifically for investment purposes. We offer a wide variety of loans with or without income documentation, including DSCR (Debt Service Coverage Ratio) loans and multi-family property financing to help you grow your investment portfolio efficiently and profitably.

VA Purchase and refinance loans!

Veterans – Achieve Homeownership with No PMI! As a veteran, you’ve earned exclusive access to home loan benefits that make buying or refinancing a home easier and more affordable. With zero down payment required in most cases, no private mortgage insurance (PMI), and competitive interest rates, this is one of the best paths to homeownership. Even if your credit isn’t perfect, you may still qualify for a VA loan. Don’t let credit concerns hold you back – reach out to learn more about the options available to you. In addition to purchasing a home, VA loans also offer refinancing and cash-out refinance opportunities, allowing you to tap into your home’s equity for renovations, debt consolidation, or other needs.

Home Equity Loans and Lines!

Unlock the Value in Your Home with a Home Equity Loan Your home is more than just a place to live – it’s an asset. With a home equity loan, you can access the equity you’ve built over time to fund major expenses, consolidate debt, or make home improvements. Whether you need to tap into your equity for planned projects or unexpected expenses, a home equity loan can provide the financial flexibility you need.

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  • Susan Chagalian | NMLS # 1011185 | Barrett Financial Group, L.L.C. | NMLS #181106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106          
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